2027 ACA open enrollment runs Nov. 1–Dec. 15, 2026 for those without employer coverage
Key points
- Open enrollment on the federal and many state marketplaces runs Nov. 1 to Dec. 15, 2026
- Coverage starts as early as Jan. 1, 2027; plans with later start dates can enroll through Jan. 15, 2027
- The guide targets 1099 workers, gig workers and people between jobs without employer coverage
According to an Intuit TurboTax guide, open enrollment on the federal and many state marketplaces runs from Nov. 1 to Dec. 15, 2026, for coverage starting as early as Jan. 1, 2027. Plans with later start dates can enroll through Jan. 15, 2027. The guide targets 1099 workers, gig workers and people between jobs without employer coverage. Informational only; not legal advice.
What employers should do
- If any employees lack employer coverage, remind them of the Nov. 1 to Dec. 15, 2026 open enrollment window
Original report: KFYR-TV ↗Edited with AI assistance. Facts are based on official sources and original reports. For information only; not legal, immigration or insurance advice.