KFF outlines nine things to watch for 2027 ACA open enrollment as benchmark silver premiums rise 13%
Key points
- 2027 ACA open enrollment starts November 1, 2026 in most states
- Finalized benchmark silver premiums rise 13% on average; insurers proposed a 15% median increase
- Enhanced premium tax credits expired in 2026
KFF said the 2027 ACA Marketplace open enrollment starts November 1, 2026 in most states. Per KFF, finalized benchmark silver premiums for 2027 rise 13% on average, versus a 15% median increase proposed by insurers. Enhanced premium tax credits expired in 2026, and provisions of the 2025 reconciliation law have begun taking effect.
What employers should do
- Remind employees of the 2027 ACA open enrollment timing and premium changes
Original report: KFF ↗Edited with AI assistance. Facts are based on official sources and original reports. For information only; not legal, immigration or insurance advice.