North Carolina releases approved 2027 ACA rates: individual premiums up 8.35% to 27.36%, small group up 18.78% to 19.54%
Key points
- Individual premiums rise 8.35% to 27.36%; small group premiums rise 18.78% to 19.54%
- Open enrollment runs from Nov. 1, 2026 to Jan. 15, 2027
- The insurance commissioner suggested job-based coverage as an option
The North Carolina Department of Insurance released approved 2027 ACA rates: individual premiums rise 8.35% to 27.36%, and small group premiums rise 18.78% to 19.54%. Open enrollment runs from Nov. 1, 2026 to Jan. 15, 2027. The insurance commissioner suggested job-based coverage as an option. This is not legal advice.
What employers should do
- Review 2027 rate changes and employee cost-sharing for the company's small group health plan
- Communicate health coverage options to employees before the Nov. 1, 2026 to Jan. 15, 2027 enrollment period
Policy details
- Jurisdiction
- North Carolina
- Status
- In effect
- Effective date
- 2027-01-01
- Employers covered
- Small group health plans (individual market also affected)
- Official source
- View official source ↗
Original report: Iredell Free News ↗Edited with AI assistance. Facts are based on official sources and original reports. For information only; not legal, immigration or insurance advice.