North America HR News Flash: Sunday, November 1, 2026

【联邦】ACA医保市场于11月1日开放：保费上涨、加强身份核验，并限制部分移民享受补贴

• ACA市场11月1日开放2027年度投保
• 多数州持续至1月15日
• 保费上涨，增加身份核验，并限制部分移民补贴资格

What employers should do: 向员工说明2027年度医保投保时间和保费变化；提醒受影响员工留意身份核验与投保截止日期

Anthropic report: junior share of technical staff falls to 14% as AI squeezes entry-level pathways

• Junior staff share in Anthropic's technical departments fell from 21% to 14%
• New-hire share in technical roles fell from 27% to 9% in a year
• A Stanford study cited finds employment of 22-25-year-olds in AI-exposed fields nearly 19% below historical expectations

TriNet reports Q3 2026 revenue of $1.175 billion, net income of $31 million; reaffirms full-year guidance

• Q3 2026 revenue of US$1,175 million, net income of US$31 million
• Lower worksite employee volumes after health plan repricing weighed on results
• Insurance cost ratio returned to target range; retention and new sales showed signs of recovery