Oregon to launch its own state health insurance marketplace, Explore Health, in 2027, replacing healthcare.gov
Key points
- Open enrollment for 2027 individual and family plans runs from November 1, 2026 to January 15, 2027
- Plans chosen by December 31 take effect January 1, 2027; enrollments from January 1 to 15 take effect February 1, 2027
- From 2027 Oregon runs its own marketplace, Explore Health, instead of healthcare.gov; some insurers are exiting the market
Open enrollment for 2027 individual and family health plans runs from November 1, 2026 to January 15, 2027. Plans chosen between November 1 and December 31 take effect January 1, 2027; enrollments from January 1 to 15 take effect February 1, 2027. Beginning in 2027, the State of Oregon will run its own health insurance marketplace, Explore Health, instead of the federal healthcare.gov marketplace. Some insurers are exiting the market. For reference only, not legal advice.
What employers should do
- Inform employees who buy individual coverage of the 2027 open enrollment window, November 1, 2026 to January 15, 2027
- Remind employees of the difference between enrollment deadlines and effective dates
Policy details
- Jurisdiction
- Oregon
- Status
- Signed, not yet effective
- Effective date
- 2027-01-01
- Employers covered
- Individuals and families purchasing their own health coverage
- Official source
- View official source ↗
Original report: Tigard Life ↗Edited with AI assistance. Facts are based on official sources and original reports. For information only; not legal, immigration or insurance advice.