KFF survey: family premiums up 5% to $28,303 in 2026; national health plan alone unlikely to replace employer coverage
Key points
- Family premiums rose 5% to $28,303 in 2026
- Workers' share of premiums rose 9%
- Increases approaching double digits are forecast for 2027
A Substack analysis citing KFF's 2026 survey says family premiums rose 5% to $28,303, and workers' share rose 9%. It forecasts increases approaching double digits in 2027. KFF's September poll found 66% of adults favor Medicare for All, but support falls to about a third when told it could raise taxes. The piece argues traditional Medicare has coverage gaps and could not alone replace employer plans. ICHRA, now called CHOICE, has small uptake.
What employers should do
- Build 2027 benefits budget scenarios with double-digit premium increases
Original report: Substack ↗Edited with AI assistance. Facts are based on official sources and original reports. For information only; not legal, immigration or insurance advice.