KFF survey: About half of employer-plan members with three or more chronic conditions report care denied or delayed
Key points
- 20% of employer-plan members have three or more chronic conditions
- About 49% of those with three or more chronic conditions report care denied or delayed by their plan, versus 16% with none
- 68% skipped or delayed care due to cost, versus 35% of insured adults
A KFF survey of over 25,000 adults, fielded in May 2026, found that among people with employer health coverage, 36% have one or two chronic conditions and 20% have three or more. About 49% of those with three or more chronic conditions reported that their plan had delayed or denied care, compared with 16% of those with none. Some 68% skipped or delayed care due to cost, versus 35% of all insured adults.
Original report: Substack ↗Edited with AI assistance. Facts are based on official sources and original reports. For information only; not legal, immigration or insurance advice.
