Fidelity: Average 401(k) balance reaches $155,800 in Q2 2026, up 10.5% from Q1
Key points
- Fidelity data show the average 401(k) balance reached $155,800 in Q2 2026, up 10.5% from Q1
- This is the largest quarterly increase since 2020
- The data covers only Fidelity plan participants; a Federal Reserve survey found 35% of non-retired adults think their retirement savings are on track
Fidelity's Q2 2026 retirement analysis found the average 401(k) balance rose 10.5% from Q1 to $155,800, the largest quarterly increase since 2020. The data covers only Fidelity plan participants. The Federal Reserve found 35% of non-retired adults think their retirement savings are on track. Last year, 14% of workers borrowed, withdrew, or reduced contributions.
Original report: AOL.com ↗Edited with AI assistance. Facts are based on official sources and original reports. For information only; not legal, immigration or insurance advice.